Apr 232012
 

When To Swipe Plastic

Don’t flash your credit card at the slightest provocation. Remember that charging purchases only adds to your debt, so charge only what you can afford to pay — and on time at that. Know the interest rate for deferred payments, so you can budget ahead. And, always keep your card perks in mind. Maximize rewards points, check out zero percent (0%) installment packages, and be aware of special discounts in selected stores.